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Managing Debt back to previous page back to main topics FREE Credit Report HOW TO GEREE CREDIT REPORT THAT IS TRULY, 100 PERCENT FREE. Thanks to a new federal regulation, the big three credit. Never ever give out your credit card number to get just your credit report. Anyone who offers you a free credit report but also wants your card info is bad news. Pay attention very carefully to what I am about to tell you: if you want to get your credit reports via the web, the only site you are to go to is m. Spread out your freebies over 12 months. First, always scour your credit card statements each month to make sure the only charges that show up are yours. That's the first line of defense against. Please be very very careful; there are other websites with similar names, but they are not to be trusted. The m website is maintained by the FTC. You can also get your free credit. That's all the credit monitoring you need: every four months you can check to see if anything suspicious has shown up on an account. If you find a problem, once you work with that. 
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